According to FHA and HUD guidelines, a 203k borrower could use anyone to remodel the home. However whatever work is done on a 203k project must meet HUD/FHA minimum standards as well as the standards of the Maryland Home Improvement Commission (MHIC).  A 203k certified contractor is trained on the HUD/FHA standards, and their previous work has been verified to be above compliancy standards.

For Standard/Full 203k projects, the work done also meet local and state building standards.  Structural work must be inspected by local buidling inspectors, as well as by a 203k inspector.  In times past, lenders have stepped in to remove an inexperienced contractor because their work does not pass inspection.  This of course creates delays because of the time needed to find a new contractor.

With both the Streamline 203k and the Standard/Full 203k, the timing of the draws can be a problem for many who work in home remodeling.  Often times the lender will require that work start before the first draw is paid.  While many home remodelers require a down payment to buy materials and pay workers.  A 203k certified contractor however has verified that they have the financial ability to start a 203k project as soon as approval is given.

A 203k certified contractor is familiar with and has experience with all the paperwork and procedures.  No one wants an incorrect form holding up their home remodel.

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We only use high quality products with superior manufacturers warranties. This, we believe, will allow for years of worry-free enjoyment of your home improvement in your most important investment, your home.

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Our goal is to add value to your home by providing superior customer satisfaction and reasonable prices with high quality products.


From kitchens to bathrooms, bedrooms, interior, exterior, and or flooring. House Pros On Call plans to provide award winning services.

We had a wonderful experience with House Pros On Call. Rob, who installed our bathroom vent fan, did a wonderful job, was extremely friendly, and is a true asset to your company! I would rate you a 5 – excellent – on all of the above. I really don’t have any comments for improvement – our experience was outstanding and we will certainly call again in the future.
Mitch Tuckett
Andres Pantoja, did caulking, inside and out. He was very professional, He was prompt, informative and did a good job. If, in the future I need more work done I would certainly call your company!
James Lewis
Rob just completed my son’s bathroom remodel and I needed to contact you to let you know how truly satisfied I am at the outcome. The bathroom needed a new tub, tub walls, sink, toilet and new flooring. Rob skillfully completed each phase of the remodel. I was particularly happy with his attention to detail. If making talent craftsmen like Rob available to your customers is an indication of the service that I can expect in the future, you can be sure that I’ll recommend your company to friends and colleagues.
Kathy Card