HOW CAN YOU USE A 203K LOAN?
An FHA 203k loan can be used by two kinds of borrower, 1. A borrower that would like to buy a home and renovate it, and 2. A borrower that would like to renovate their current residence. There are a few exceptions and allowances to these two general categories of borrower. If your circumstances don’t quite fit the categories above and you have a question about exceptions you may qualify for, give us a call and we can help answer your question.
Almost any repair can be done, but it depends on which type of 203k loan you get.
Streamline 203k (Must be under $35,000)
- Repair/replace roof, gutters, and downspouts
- Repair/replace/upgrade HVAC
- Repair/replace/upgrade plumbing and electrical
- Repair/replace flooring
- Kitchen remodel
- Painting, exterior or interior
- Weatherization
- Purchase and installation of appliances
- Accessibility improvements for persons with disabilities
- Repair/replace/add decks, patios, porches
- Basement waterproofing, finishing, remodeling
- Window and door replacements
- Repair/replace septic system or water well
Full/Standard 203k (over $35,000)
- Everything approved for Streamline 203k loands
- Structural Repairs – Moving walls, repairing foundations, adding an addition
- Landscaping
Limited pool repair (only under $1500, and only if the lender approves)
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Awards
From kitchens to bathrooms, bedrooms, interior, exterior, and or flooring. House Pros On Call plans to provide award winning services.
We had a wonderful experience with House Pros On Call. Rob, who installed our bathroom vent fan, did a wonderful job, was extremely friendly, and is a true asset to your company! I would rate you a 5 – excellent – on all of the above. I really don’t have any comments for improvement – our experience was outstanding and we will certainly call again in the future.
Andres Pantoja, did caulking, inside and out. He was very professional, He was prompt, informative and did a good job. If, in the future I need more work done I would certainly call your company!
Rob just completed my son’s bathroom remodel and I needed to contact you to let you know how truly satisfied I am at the outcome. The bathroom needed a new tub, tub walls, sink, toilet and new flooring. Rob skillfully completed each phase of the remodel. I was particularly happy with his attention to detail. If making talent craftsmen like Rob available to your customers is an indication of the service that I can expect in the future, you can be sure that I’ll recommend your company to friends and colleagues.